The Adoption Of The Camel Rating System By Financial Institutions In The Saarc Region

Abstract

“The South Asian Association for Regional Cooperation”, commonly referred to “SAARC”, is a governments-initiated, multinational organization in South Asia. The name, when translated literally, means “South Asian Association for Regional Cooperation.” This organization is formally known by its acronym, SAARC. The name of this organization is directly derived from the phrase “South Asian Cooperation.” All of the countries included in that list – “Afghanistan, Bangladesh, Bhutan, India, the Maldives, Nepal, and Pakistan” - constitute the membership of this group. In addition, “Sri Lanka, Bhutan and Nepal” included are also Participants in this group. The “South Asian Association for Regional Cooperation and Financial Inclusion” “(SAARCFINANCE) Network” was founded with the objective of boosting Individual Capacity of nations to communicate with one another and work together on matters pertaining to macroeconomic policy. In nations of SAARC region, the process of evaluating the creditworthiness of long-standing organizations like as commercial banks is still in its infancy. This research was conducted with the intention of determining whether or not the CAMEL ratio methodology helps in figuring out the quality of bank loans in the SAARC region. This inquiry was carried out with the intention of making progress in the direction of this goal